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What is the amount of blocked account in Germany?
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What is the amount of blocked account in Germany?
Written by Isma Khalid
Securing a long-term visa for Germany requires definitive proof of financial stability. This structural safeguard ensures international arrivals can comfortably sustain themselves without facing immediate hardship. The standard mechanism to verify these resources to the German embassy is a blocked account (Sperrkonto).
2026 Blocked Account Amounts by Visa Category
The necessary funds correspond directly to the specific visa path selected. For 2026, the German federal authorities enforce the following monthly allocations:
- International Students: Requires €992 per month (Totaling €11,904 for a standard 12-month visa). This capital covers standard accommodation, university fees, insurance, and study materials.
- Job Seekers: Requires €1,091 per month. Because job searches carry higher baseline living variables and lack student structural discounts, a higher self-sufficiency cushion is legally mandated.
- Opportunity Card (Chancenkarte) Holders: Requires €1,091 per month. Following the same parameters as standard job seekers, points-based immigration track applicants must secure this specific monthly liquidity profile.
Alternative Financing Options
While an active blocked account is the primary framework for processing applications, the visa offices recognize several alternative documentation methods to fulfill financial proof rules:
- Scholarship Certificates: Official verification from recognized global bodies (such as DAAD or Erasmus+) confirming a monthly grant allocation of at least €992.
- Declaration of Commitment (Verpflichtungserklärung): A legally binding, notarized pledge executed by a permanent resident in Germany who formally assumes all individual living costs.
📖 Related Guides:
- 3 Ways to Finance Your Move to Germany
- Understanding German Blocked Accounts: A Guide for International Students and Job Seekers (2026)
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Can I withdraw more than the monthly limit if I encounter an emergency?
No. The monthly payout parameters (€992 for students / €1,091 for job seekers and Chancenkarte) are systematically fixed by law. Financial providers cannot release additional capital without written, case-by-case clearance from the local immigration office in Germany.
What happens to the blocked money if my German visa application is rejected?
The deposited capital remains entirely safe. If an application is turned down, the financial provider returns the full sum to the original funding bank account. This release requires providing the formal visa rejection letter issued by the embassy.
Do I need to open a separate regular bank account once I arrive in Germany?
Yes. A blocked account is strictly a secure holding facility; it does not issue debit cards or support direct bill payments. Upon arrival, you must open a standard German current account (Girokonto) to receive the monthly automated transfer. Some blocked account providers also offer a bank account in their bundle.
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